题目
A benefit of securitization is the:
选项
A.reduction in disintermediation.
B.simplification of debt obligations.
C.creation of tradable securities with greater liquidity than the original loans.
答案
C
解析
: C is correct. Securitization allows for the creation of tradable securities with greater liquidity than the original loans on a bank’s balance sheet. Securitization results in lessening the roles of intermediaries, which increases disintermediation. Securitization is a process in which relatively simple debt obligations, such as loans, are repackaged into more complex structures. : C是正确的。证券化允许创造比银行资产负债表上原始贷款流动性更大的可交易证券。证券化减少了中间人的作用,增加了非中介化。证券化是将相对简单的债务(如贷款)重新打包成更复杂结构的过程。