题目
A growing regional bank has added a risk committee to its board. One of the first recommendations of the risk committee is that the bank should develop a risk appetite statement. What best represents a primary function of a risk appetite statement?
选项
A.To quantify the level of variability for each risk metric that a firm is willing to accept.
B.To state specific new business opportunities that a firm is willing to pursue.
C.To assign risk management responsibilities to specific internal staff members.
D.To state a broad level of acceptable risk to guide the allocation of the firm\u2019s resources.
答案
D
解析
A risk appetite statement states a broad level of risk across the organization the firm is willing to accept in order to pursue value creation. The statement is typically broadly articulated and can be communicated across the organization, and helps to allocate resources to specific objectives at the firm.风险偏好声明指出了公司为追求价值创造而愿意接受的整个组织中的广泛风险。 该声明通常表达清晰，可以在整个组织中传达，并有助于将资源分配给公司的特定目标。