题目
A level-payment, fixed-rate mortgage has the following characteristics:Term 30 yearsMortgage rate 9.0%Servicing fee 0.5%Original mortgage loan balance $150,000The monthly mortgage payment is:
选项
A.$1,216.70
B.$1,206.93
C.$1,125.00
D.$416.67
答案
B
解析
N = 360; I = 9/12 = 0.75; PV = 150,000;FV=0; CPT PMT = $1,206.93N = 360; I = 9/12 = 0.75; PV = 150,000; FV=0；CPT PMT = $1,206.93。 服务费不计入月还款额当中。