题目
A sports car, purchased for ￡200,000, is financed for five years at an annual rate of 6% compounded monthly. If the first payment is due in one month, the monthly payment is closest to:
选项
A.￡3,847.
B.￡3,867.
C.￡3,957.
答案
B
解析
B is correct, calculated as follows (where A is annuity and PV is present value):「huixue_img/importSubject/1564548693011599360.png」 B正确。 这里说“pmt due in one month”是指第一笔现金流在第一个月月末付款，所以是一个后付年金的形式。 在END模式下，FV=0，PV=200,000，N=5*12，I/Y=6/12，CPT PMT=3,866.56