题目
Allen Richards sits on the board of directors of a Canadian financial institution. Richards read the following statements in a presentation made to the board of directors by management on the institution's risk culture:Statement 1: "As long as managers at business-line levels have the same risk appetite as the overall firm，the risk tolerance of the business-line employees is irrelevant."Statement 2: "Hiring a chief risk officer will fix the risk culture problems we face at this institution."Richards believes both of these statements are incorrect. Richards's assessment is accurate with respect to
选项
A.statement 1 only.
B.statement 2 only.
C.both statements.
D.neither statement.
答案
C
解析
Richards is correct with respect to both statements in that both statements are incorrect. Risk culture must infuse the entire organization, not simply business-line managers. Hiring a chief risk officer might signal a change in culture but will not "fix" all the risk culture problems. It might be perceived as window dressing or rebranding，with no real changes occurring with respect to the risk appetite and risk tolerances of the firm.理查兹对两个陈述都是正确的，因为两个陈述都不正确。 风险文化必须注入整个组织，而不仅仅是业务线经理。 雇用首席风险官可能预示着文化的变化，但不会解决所有风险文化的问题。 它可能被视为橱窗装饰或品牌重塑，而公司的风险承受能力和风险承受能力并未发生任何实际变化。