题目
If a default occurs in a non-recourse commercial mortgage-backed security (CMBS), the lender will most likely:
选项
A.recover prepayment penalty points paid by the borrower to offset losses.
B.use only the proceeds received from the sale of the property to recover losses.
C.initiate a claim against the borrower for any shortfall resulting from the sale of the property.
答案
B
解析
： B is correct. In a non-recourse CMBS, the lender can look only to the income-producing property backing the loan for interest and principal repayment. If a default occurs, the lender can use only the proceeds from the sale of the property for repayment and has no recourse to the borrower for any unpaid balance. ： B是正确的。在无追索权的商业银行业务系统中，放款人只能将利息和本金的偿还当做支持贷款的创收财产上。如果发生违约，放款人只能将出售该物业的收益用于还款，对于任何未付余额，放款人无权向借款人追索。