题目
In a securitization, the special purpose entity (SPE) is responsible for the:
选项
A.issuance of the asset-backed securities.
B.collection of payments from the borrowers.
C.recovery of underlying assets from delinquent borrowers.
答案
A
解析
: A is correct. In a securitization, the special purpose entity (SPE) is the special legal entity responsible for the issuance of the asset-backed securities. The servicer, not the SPE, is responsible for both the collection of payments from the borrowers and the recovery of underlying assets if the borrowers default on their loans. : A是正确的。在证券化中,特殊目的实体(SPE)是负责发行资产支持证券的特殊法律实体。服务商,而不是SPE,负责从借款人处收取款项,如果借款人拖欠贷款,则负责收回基础资产。