题目
The last payment in a partially amortizing residential mortgage loan is best referred to as a:
选项
A.waterfall.
B.principal repayment.
C.balloon payment.
答案
C
解析
： C is correct. In a partially amortizing loan, the sum of all the scheduled principal repayments is less than the amount borrowed. The last payment is for the remaining unpaid mortgage balance and is called the “balloon payment.” ： C是正确的。在部分分期偿还贷款中，所有计划还本金额的总和小于借款金额。最后一笔付款是剩余的未付抵押贷款余额，称为“气球付款”